HOME LOANS - INTEREST RATES With effect from 01.04.2016
(MCLR: 9.20%)
| Borrowers' category | Home Loan interest rate, irrespective of loan limit | EMI per Lac for 30 year Tenor | Maxgain above Rs. 20 lacs & upto Rs. 1 crore | Maxgain above Rs. 1 crore | CRE Maxgain, irrespective of loan limit |
|---|---|---|---|---|---|
|
Women |
20 bps above the MCLR i.e. 9.40% p.a |
Rs. 834 |
30 bps above the MCLR i.e. 9.50% p.a. |
55 bps above the MCLR i.e. 9.75% p.a. |
75 bps above the MCLR i.e. 9.95% p.a. |
|
Others |
25 bps above the MCLR i.e. 9.45% p.a. |
Rs. 838 |
35 bps above the MCLR i.e. 9.55% p.a. |
60 bps above the MCLR i.e. 9.80% p.a. |
80 bps above the MCLR i.e. 10.00% p.a |
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Woman should be the sole applicant or one of the co-applicants for Home Loan, and also
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The woman should be the sole owner or one of the co-owners of the property proposed to be financed by the Bank